Coverage available to U.S. Residents

For active and inactive dive professionals, dive professionals in training, assistant instructors and instructors, DAN Professional Liability Insurance offers up to US$1,000,000 per claim / US$2,000,000 aggregate. These plans can be customized by adding technical diving endorsement, rebreather endorsement, equipment liability and excess liability coverage.

Your DAN Professional Liability coverage includes:

  •  Competitive Pricing
  •  Global Coverage
  •  Bodily Injury and Property Damage
  •  Refusal to Train
  •  Unlimited Defense Costs
  •  Technical, Rebreather and First-Aid Endorsements
  •  Backed by Lloyds of London and Gen Re

Professional Liability Premium*

Dive Instructor $649

Divemaster $379

*DAN Member Price

DAN Member Non-Member
Instructor (Scuba) $649 $681
Assistant Instructor/Instructor in Training (Scuba) $379 $398
Divemaster, Divemaster in Training (Scuba) $379 $398
Free-Diving/Swimming Instructor $379 $398
Tail Coverage (Retired Scuba Instructor) $379 $398
Tail Coverage (Divemaster) $229 $239
     
Technical $0 $0
Unlimited Defense $0 $0
Rebreather $0 $0
Equipment Liability $270 $285
Excess Liability $430 $454
*All prices include tax and fees

  Purchase  

 

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For dive centers and stores, DAN General Liability Insurance offers up to US$1,000,000 per occurrence / US$2,000,000 aggregate. These plans can be customized by adding coverage for lakes and quarries, tour and travel agent liability, employee benefits, terrorism coverage and additional locations.

DAN Member Non-Member
Stores with Revenues in Excess of $1,500,000 call call
$1,100,001 to $1,500,000 $4,096 $4,310
$750,001 to $1,100,000 $3,940 $4,146
$500,001 to $750,000 $3,655 $3,846
$400,001 to $500,000 $3,075 $3,236
$250,001 to $400,000 $2,533 $2,666
$100,001 to $250,000 $2,056 $2,163
$50,001 to $100,000 $1,835 $1,931
$0 to $50,000 $897 $943
OPTIONS    
Lakes/Quarries $2,710 $2,853
Employee Benefit $269 $282
Tour and Travel Agent Liability $124 $130
Terrorism $54 $57
Additional Location $0 $0
*All prices include tax and fees

  Purchase  

Dive centers and stores are eligible to purchase Group Professional Liability coverage for their team of dive professionals. These plans also provide up to US$1,000,000 per occurrence / US$2,000,000 aggregate. Dive operators can customize DAN Group Professional Liability plans by adding technical diving endorsement, rebreather endorsement and excess liability coverage.

DAN Member Non-Member
Revenues in excess of $750,000 call call
$500,001 to $750,000 $7,423 $7,813
$350,001 to $500,000 $5,943 $6,255
$250,001 to $350,000 $5,042 $5,307
$200,001 to $250,000 $4,584 $4,824
$150,001 to $200,000 $4,161 $4,378
$100,001 to $150,000 $3,186 $3,352
$50,001 to $100,000 $2,506 $2,636
$25,001 to $50,000 $2,029 $2,134
$0 to $25,000 $1,430 $1,504
OPTIONS    
Excess Limit ($2 million / $4 million) $1,287 $1,356
Technical Dive Training $0 $0
Rebreather $0 $0
Unlimited Defense $0 $0
*All prices include tax and fees

  Purchase  

For questions on our new Professional Liability Coverage
please email LiabilityInsurance@dan.org or call +1 (919) 490-2934

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Risk will always exist.
It's how you prepare for it
that makes the difference.